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Insurance Scheme for COVID19

Insurance Scheme for COVID19

50 Lakhs Pradhan Mantri Garib Kalyan Insurance Scheme for Health Workers Fighting COVID-19

Insurance Scheme for COVID19 Coronavirus: Central Government announced 50 lakhs Insurance Scheme for all Government Health Workers, Private hospital staff, volunteers, local urban bodies, contracted/ daily wage staff requisitioned who were fighting COVID-19

Insurance will be covered for the loss of life due to COVID19 and Accidental death on account of COVID-19 related duty. Insurance coverage policy starts from March 30, 2020, and the end of duration is for a period of 90 days

Who will be covered on Pradhan Mantri Garib Kalyan Insurance Scheme

  • Community health workers
  • Private hospital staff
  • Retired, volunteers, local urban bodies staff
  • Contracted, daily wage and outsourced staff

Note: Volunteers those were drafted by the Official authorized by Central and State Government for care and may have come in direct contact of the COVID-19 patients

Frequently Asked Questions regarding Policy

Q. Will Private Persons covered in Pradhan Mantri Garib Kalyan Insurance Scheme

Yes, private persons are those who are engaged by both public and private health care institutions through an agency and were deployed and drafted for care and may have come in direct contact of the COVID-19 patient

Q. Is there any age-limit for health workers under Pradhan Mantri Garib Kalyan Insurance Scheme?

There is NO age limit for this scheme

Q. Is individual enrolment required for this scheme?

There is NO individual enrolments required

Q. Whether an individual is required to pay any premium under the scheme?

No, the entire amount of premium for this scheme is being borne by the government

Q. What is the benefit available to the insured persons?

Rs 50 LAKHS to be paid to the claimant of the insured person.

Q. Is the COVID-19 laboratory test mandatory for claiming the benefit?

Yes, but only required for loss of life on account of COVID-19, Not required in case of Accidental loss of life on account of COVID-19 related duty

Q. What are the documents required to claim benefits?

a. In case of Loss of life

  • Claim form signed by the nominee/ claimant.
  • Identity proof of the Deceased and Claimant
  • Proof of relationship between the Claimant and deceased
  • Laboratory Report certifying having tested Positive for COVID-19
  • Death Certificate
  • Certificate of employee

b. In case of accidental loss

  • Claim form signed by the nominee/ claimant.
  • Identity proof of Deceased and Claimant
  • Proof of relationship between the Claimant and deceased
  • Death Certificate
  • FIR
  • Certificate by the Healthcare

For more detail about insurance scheme for COVID19, visit MoFW official website

Link: MoFW Website

Link: 50 Lakhs Insurance Scheme PDF

Learn More

Link: Live India Coronavirus Status

Link: Myth about COVID-19

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