Money drives everything in The Sims 4, from building dream homes to decorating lavish interiors. But sometimes, you just want to skip the grind and enjoy endless Simoleons. Luckily, The Sims 4 has a full suite of money cheats that let you instantly top up your balance or make every property completely free. Here’s how to unlock unlimited money and master every financial cheat in the game .
How to Enable Cheats in The Sims 4
Before using any money cheat, you need to enable cheats first.
- PC: Press
Ctrl + Shift + C - Mac: Press
Command + Shift + C - PlayStation: Hold all four shoulder buttons (
L1 + L2 + R1 + R2) - Xbox: Hold all four shoulder buttons (
LB + LT + RB + RT)
When the console appears, type:
testingcheats trueand press Enter. You’ll see the message “Cheats are enabled.” Once this appears, you’re ready to start typing in money codes.
Note: Using cheats disables Achievements and Trophies for that save file.
All Sims 4 Money Cheats
Once cheats are enabled, you can enter any of these codes into the console for instant Simoleons :
| Cheat Code | Effect |
|---|---|
| kaching | Adds §1,000 Simoleons |
| rosebud | Adds §1,000 Simoleons |
| motherlode | Adds §50,000 Simoleons |
| money [amount] | Sets your household funds to the specified number (e.g., money 250000 gives you §250,000) |
The “money [amount]” command is the most powerful. You can type:
money 9999999to instantly give your Sims nearly ten million Simoleons—or even set it back to zero for a self-imposed challenge.
Free Real Estate and Build Mode Cheats
If you prefer to save cash and build freely instead of adding money, these cheats remove all cost restrictions:
| Cheat Code | Effect |
|---|---|
| freerealestate on | Makes all residential lots free to purchase |
| bb.enablefreebuild | Allows building on restricted lots (like career venues or apartments) |
| bb.ignoregameplayunlocksentitlement | Unlocks all locked career objects in Build Mode |
| household.autopay_bills true | Automatically pays all bills (no more late payments!) |
To disable these, use the same command but replace “on” with “off”.
Tips for Managing Cheat-Enabled Wealth
If you’re using cheats to fund your dream household, consider these ideas to balance fun and challenge:
- Start with motherlode: Give yourself a comfortable §50,000 to begin building your first home.
- Use “money” for storytelling: Adjust funds mid-game to simulate job losses or sudden inheritances.
- Combine with Free Build mode: Perfect for creative players designing neighborhoods or story-based builds without financial limits.
- Save before enabling: Since cheats disable trophies, keep a “clean” save for progression-based achievements.
Best Money Cheat in The Sims 4
The ultimate money cheat is:
money 9999999It lets you control the exact number of Simoleons your household owns, giving you total financial flexibility. No other code in the game gives that much control so quickly .
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Money cheats in The Sims 4 open up total creative freedom—no grinding, no career ladders, just instant building and decorating power. Whether you want to simulate a billionaire Sim or remove money entirely for a minimalist story, these commands give you the flexibility to shape your gameplay experience exactly how you want. Play Now!
