NRIs Can Now Make UPI Payments with International Mobile Numbers: ICICI iMobile Pay app for UPI transactions


ICICI Bank now offers a new feature for NRIs to make UPI payments in India using their international mobile numbers.

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This feature enables them to pay bills, shop, and more with their international mobile numbers linked to their NRE/NRO bank accounts at ICICI Bank.

They can access this service through the iMobile Pay app. Before this, NRIs needed to register an Indian number to make UPI payments.

ICICI Bank used the international infrastructure that NPCI set up for UPI in various countries to enable this feature.

The daily transaction limit for UPI is Rs 1 lakh. For new users, it’s ₹5,000 on the first day, then Rs 1 lakh. All UPI transactions occur in Indian Rupees.

Currently, NRIs can make all UPI transactions for free. To activate UPI on an international mobile number, follow the steps in the next slide

Enable UPI

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Log in to  iMobile Pay app

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Click on ‘UPI Payments’

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Verify Mobile Number

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Click on Manage > My profile

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Create UPI ID (select from suggested options)

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Select Account Number > Submit

NRIs in countries like the USA, UK, UAE, and others can now use UPI to make payments and transfer money to UPI IDs, Indian mobile numbers, or bank accounts.

ICICI Bank’s new feature makes digital payment easier and more accessible for NRIs, promoting a cashless economy.

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